Short-term health insurance
Coverage for the In-Between
Short-term plans can help when you need temporary protection, for example:
- Between jobs, or waiting for employer coverage to begin
- After missing an open enrollment deadline
- Early retirement before other coverage starts
Short-term plan rules and availability vary by state, including here in Florida, so we'll tell you what's available where you live.
Short-term plans are not the right fit for everyone. We'll walk through what a plan does and doesn't cover, and compare it with ACA options, before you decide.
Talk to an AgentImportant: This is short-term, limited-duration insurance. This is temporary insurance. It isn't comprehensive health coverage. Review your policy carefully to make sure you understand what is covered and any limitations on coverage.
- This insurance might not cover or might limit coverage for preexisting conditions, or essential health benefits (such as pediatric, hospital, emergency, maternity, mental health and substance use services, prescription drugs, or preventive care).
- You won't qualify for Federal financial help to pay for premiums or out-of-pocket costs.
- You aren't protected from surprise medical bills.
- When this policy ends, you might have to wait until an open enrollment period to get comprehensive health insurance.
Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-4325) to review your options for comprehensive health coverage.